Master Your Money: Online Financial Literacy Courses & 1:1 Coaching
Build confidence with structured lessons, practical tools, and personalized guidance—subscribe today to turn clarity into action.
About Money Mastery
We deliver expert-led courses, actionable tools, and personalized coaching that transform financial knowledge into daily behaviors and measurable results.
Financial Literacy Foundations
Start with the core principles that power strong, resilient money decisions.
Income and Career Optimization
Increase your earning power strategically at work and beyond.
Negotiating Compensation With Confidence
Research ranges using market data, internal pay bands, and total rewards. Prepare quantified achievements, impact narratives, and timing strategies. Practice scripts, silence, and BATNA framing to secure base, bonus, equity, and development budget improvements.
Building Sustainable Side Income
Design a side business that aligns with skills, demand, and compliance. Validate offers, set minimum viable pricing, and implement intake funnels. Learn client acquisition, contracts, invoicing norms, tax withholding, and time blocking to avoid burnout.
Upskilling Return on Investment
Evaluate certifications, courses, and projects by expected earnings lift, probability of completion, and costs. Model payback periods, funding options, and opportunity costs. Track outcomes with metrics dashboards, peer feedback, and manager endorsements for promotions.
Banking and Cash Management
Structure your accounts to simplify saving, spending, and protection.
Choosing the Right Accounts
Compare checking, savings, and brokerage sweep accounts for fees, interest, transfer limits, and protections like FDIC or NCUA. Assess mobile features, ATM access, bill-pay reliability, and customer service responsiveness before moving direct deposits.
Automating Cash Flow
Create paycheck splits for essentials, goals, and guilt-free spending. Schedule automatic transfers, due-date-aligned bill payments, and minimum balance buffers. Use calendar batching, overdraft safeguards, and alerts to smooth cash flow across irregular income cycles.
High-Yield Savings and Liquidity Ladders
Place short-term cash in high-yield accounts, and ladder certificates or Treasury bills for predictable access dates. Separate immediate needs, near-term goals, and opportunity funds. Monitor rates, penalties, and tax treatment to optimize safe returns.
Programs and Pricing
Choose a path that fits your goals, schedule, and budget.
1:1 Coaching Session (60 Minutes)
A focused video session tailored to your top priorities: budgeting fixes, debt strategy, investing basics, or career negotiation. Includes pre-call intake, session recording, and a concise action summary with next steps.
9
Money Mastery Bootcamp (8 Weeks, Cohort-Based)
Structured weekly lessons, live Q&A, and hands-on assignments covering cash flow, credit, investing, taxes, and insurance. Receive templates, calculators, and peer support to build lasting systems and achieve rapid, confident progress.
9
Annual Subscription: Tools, Community, and Office Hours
Year-round access to premium tools, updated course library, monthly office hours, and a supportive community forum. Get timely resources, accountability, and expert guidance to stay on track as your goals evolve.
9/year
Credit and Debt Mastery
Build strong credit and eliminate costly debt efficiently.
Investing Essentials
Learn evidence-based investing for long-term growth.
Retirement Planning
Create a retirement roadmap suited to your age, goals, and taxes.
Roth vs. Traditional Accounts
Compare current and future tax rates to choose Roth or Traditional. Consider employer plan options, income phaseouts, and backdoor strategies. Coordinate contributions with cash flow needs, emergency fund levels, and expected benefits like matches and credits.
Capturing Employer Matches
Calculate the value of matches, vesting schedules, and contribution limits. Front-load strategically, but avoid missing matches due to caps. Align increases with raises, bonuses, or windfalls, and update deferrals when life events change priorities.
Withdrawal Strategies and Sequencing
Plan tax-efficient withdrawals using order of accounts, capital gains brackets, and required distributions. Model sequence-of-returns risk, guardrail spending, and cash buckets. Incorporate health costs, Social Security timing, and longevity assumptions to sustain lifestyle.
Rent vs. Buy Analysis
Model total cost of ownership, including rent, mortgage, taxes, insurance, maintenance, and moving. Evaluate job stability, local markets, and lifestyle. Use break-even horizons, price-to-rent ratios, and repairs budgets to decide with confidence.
Mortgages and Amortization
Compare fixed, adjustable, and hybrid mortgages by rate risk, caps, and refinance options. Understand amortization schedules, points, and closing costs. Improve approval odds with credit readiness, debt ratios, and savings buffers before applying.
Negotiating Vehicles and Big-Ticket Items
Research dealer incentives, invoice pricing, and seasonal trends. Get preapproved financing, define a walk-away number, and prepare negotiation scripts. Inspect fees, warranties, and add-ons carefully, and use cooling-off periods or independent shops before accepting.
Insurance and Risk Management
Protect your income, assets, and plans from the unexpected.
Health, Life, and Disability Coverage
Select health plans using expected utilization, networks, and premiums. Calibrate life insurance amounts with income multiples, dependents, and debts. Evaluate disability elimination periods, definitions of coverage, and riders to maintain household stability under stress.
Property and Liability Policies
Understand homeowners, renters, auto, and umbrella coverage limits, deductibles, and exclusions. Map asset protection gaps, liability exposure, and required endorsements. Align policies with emergency funds, estate planning, and local risks like storms or theft.
Choosing Insurers and Handling Claims
Compare financial strength, claims satisfaction, and complaint ratios. Request competing quotes, bundle discounts, and deductible changes. Document inventories, photos, and serial numbers, and practice filing a mock claim to improve response speed and outcomes.
Behavioral Finance and Habits
Upgrade your mindset, systems, and accountability.
Biases That Sabotage Decisions
Spot loss aversion, present bias, and anchoring in daily choices. Build pre-commitments, checklists, and default settings. Use friction, reminders, and reflection questions to reduce impulsivity and align money behavior with long-term identities and values.
Habit Loops and Accountability
Design habit loops with clear cues, small routines, and satisfying rewards. Track streaks, weekly reviews, and monthly retrospectives. Leverage peer accountability, coach check-ins, and public commitments to sustain change through setbacks and competing priorities.
Overcoming Scarcity and Anxiety
Shift from scarcity to sufficiency by mapping needs, wants, and aspirations. Build buffer space, gratitude practices, and celebratory budgeting. Replace shame with data, progress graphs, and compassionate reviews that encourage consistent, values-aligned actions.
Entrepreneur and Freelancer Finance
Run your business numbers with clarity and control.
Business Entities and Taxes
Choose sole proprietorship, LLC, S corporation, or C corporation by liability, taxes, and complexity. Obtain permits, EIN, and banking. Understand pass-through taxation, payroll compliance, and quarterly filings to avoid penalties and protect personal assets.
Pricing, Proposals, and Cash Flow
Price using value, capacity, and benchmarks. Build tiered offers, proposals, and scope controls. Forecast cash flow with pipeline probabilities, payment terms, and reserves. Implement deposits, kill fees, and renewal incentives to stabilize revenue and margins.
Bookkeeping, Invoicing, and Tools
Adopt cloud bookkeeping, receipt capture, and mileage tracking. Standardize chart of accounts, tagging, and reconciliation. Automate invoicing, reminders, and late fees. Integrate payment processors and analytics dashboards for visibility into profitability, runway, and taxes.
Coaching, Community, and Support
Get tailored guidance, peer support, and ongoing resources.
